Why is surge water treated more strictly than rain?
Surge water has usually crossed ground, a marsh edge or a flooded road before it reaches the building. It carries soil, organic matter and salt, so it is a more serious category than clean rain.
Rain that falls on a roof and runs down is a clean-water loss at first. Surge is different because it has been in contact with the land and everything the land holds. Porous materials that have taken it on, such as carpet pad, insulation and unfinished wood, cannot be fully cleaned in most cases and are removed. That is the reason the category matters: it changes which materials are kept, and the decision cannot be reversed once the material is gone.
What does a bay surge leave behind that rain does not?
Silt, salt residue and a tide line. Those three leave a surge loss looking clean on the surface while still holding moisture and smell in the structure.
Silt settles in the corners, along the baseboards and inside cabinet toe-kicks, and it stays damp for days. Salt residue can keep the surface damp and draw moisture from the air. The tide line marks where the water stood, and it is the best guide to what sits inside the wall above and below it. Clearing the silt and checking the line are steps that rain losses rarely need, and they are where surge jobs take most of their time.
Can I keep the furniture and the cabinets?
Some of it. Solid wood and sealed hard surfaces can often be cleaned and dried, while upholstery, particleboard and anything soaked to the core usually cannot. The decision is made item by item on site.
Owners often ask whether a sofa, a dresser or a kitchen run can be saved. The honest answer depends on the material, the depth of the soak and the time the item sat in the water. Hard surfaces that were only wet at the bottom can often be cleaned, while particleboard that has swelled cannot be brought back. The homeowner is asked to photograph each item before it is moved, and the crew explains each decision before the item leaves the room.
What should a homeowner do after a surge goes down?
Stay out of the water until the power has been checked, photograph the tide line and the rooms, and call the line before anything is pulled out or cleaned at home.
Photographs taken before the cleanup are the record the homeowner will need, and they are most useful when they show the tide line against a fixed object such as a door frame. Do not start clearing silt with a household vacuum, because the silt is wet and the vacuum will spread it. If the water came in from the bay side and rose above the outlets, keep off the floor until the electrical side is confirmed. The line is answered 24/7 on (833) 490-5225.
Does the Pinellas side of the bay change the job?
The water and the category are the same, but the county changes who the homeowner calls for permit and county questions. The cleanup itself is handled the same way on either side of the bay.
The four areas on the Pinellas side of the bay sit across the water from Hillsborough. Their county offices, permit desks and mosquito and surge notices come from Pinellas, not Hillsborough, so a caller should name the county on the job. The cleanup does not change at the county line. What changes is the paperwork that follows, and the county named on the work order is the one the homeowner should ask about.